Although Lifetime Mortgages and Equity Release have been around for many years, the products and protection have evolved over the years. The structure nowadays is different to what it was 10 years ago and is focused on protecting clients from things like negative equity. Being regulated by the Financial Conduct Authority and receiving the right advice is imperative, therefore you can be assured that all our Equity Release and Lifetime Mortgage advisors are qualified with the necessary accreditations and experience to ensure that all angles are covered before making any recommendations.
Many of our clients considering equity release will ask:
Is Equity Release a safe option?
The answer is YES. With all types of equity release you are guaranteed a lump sum payment, a regular income, or both. One potential downside however is that it may reduce the inheritance you leave, as well as your own government benefits. If this is something you are concerned about then we recommend discussing with your family prior to making any arrangements.
If you are considering your options in releasing equity, please get in contact today.
