Buying a property can be the biggest decision made in our lives. It is for this very reason that professional advice is critical from qualified advisers.
Mortgage Overview
Whether you are a seasoned home owner looking to better your current deal, or you are considering taking out a mortgage for the first time, there are usually many unanswered questions that spring to mind:
How much can I afford to borrow?
Which bank is offering the best deal?
How much is it going to cost me?
Sure, we all like the prospect of owning a lovely home, but the paying back bit just isn’t as fun.
Unfortunately, we can’t take that away for you, but we can possibly make it more cost effective.
With more and more specialist lenders and mortgage products on the market than ever before it’s a great time to re-assess what your current deal is and see if there’s something better out there.
The problem that most people find is that they have been with the same bank the past 10/20 years, so they assume that level of loyalty will be reciprocated in getting the best mortgage deal from them.
The reality is that there are around 8 Million Residential Mortgages in the UK now, valued at over a Trillion pounds, proving the mortgage market to be one of the largest retail financial markets in the world. With this brings a huge amount of business and competition between the various Banks and Building Society’s, with each lender offering different Rates, deals and incentives to attract business.
What if your bank’s offering a deal which is 1% less than your friends bank – should you stick with them or should you shop around for a better deal?
How do you know that your 5 Year Fixed Capital Repayment deal is better than your neighbours 2 Year Fixed Interest Only tracker?
What makes taking out a Standard Variable Rate Mortgage more suitable for you if you’re looking to move in 6 months?
Here’s where we can help – for a FREE MORTGAGE REVIEW* please click on the link below and we can promise you one of two things.
Either we can beat your current deal and start saving you money, or you can rest assured that you don’t need to change because you still have the best deal for you. Either way we look to give you a positive outcome.
STEWART FINANCIAL MAIDSTONE
A: 65 High Street, Maidstone
ME14 1SR
T: 01622 278092
E: mortgages@stewartfinancial.co.uk
STEWART FINANCIAL ASHFORD
A: 21 Cedar Parade, Ashford
TN23 3TE
T: 01233 629990
E: mortgages@stewartfinancial.co.uk
STEWART FINANCIAL FOLKESTONE
A: 93-95 Sandgate Rd, Folkestone
CT20 2BQ
T: 01303 210343
E: mortgages@stewartfinancial.co.uk
STEWART FINANCIAL TENTERDEN
A: 102 High St, Tenterden, Kent
TN30 6HT
T: 01580 392102
E: mortgages@stewartfinancial.co.uk
STEWART FINANCIAL HYTHE
A: 156B High St, Hythe, Kent
CT21 5JU
T: 01303 720724
E: mortgages@stewartfinancial.co.uk
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
*We do not charge for our advice, however there will be an administration fee of £399 payable on completion of your mortgage. If your mortgage does not go ahead for any reason you will not be charged a fee.
Stewart Financial is a trading style of Stewart Financial Solutions Ltd who is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct Authority under Number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
Registered Address: Stewart Financial, 21 Cedar Parade, Ashford, Kent, TN23 3TE. Registered in England and Wales under number 05514279.
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).
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