Buying a property can be the biggest decision made in our lives. It is for this very reason that professional advice is critical from qualified advisers.
Buy to Let
We have all heard the term ‘as safe as houses’ and over the years property has proven to be one of the most tangible assets to invest into. Whether you’re an investor looking long term at capital growth or looking more short term to make an income, or furthermore both, then putting your money into a Buy to Let property could be the right investment for you.
The Buy to Let Mortgage market is structured slightly different to your usual Residential Mortgage market in most cases requiring larger deposits to form security for the lender. For most lenders the focus is on making sure the expected rental figures stack up against the mortgage repayments.
Our team of specialist Buy to Let advisors are always on hand to run through rental figures against mortgage repayments to ascertain whether it’s a viable option for you.
Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority therefore it is important to know which type of Buy to Let Mortgage you will be looking at.
To discuss this along with any changes to Stamp Duty on second properties please get in touch with one of our Buy to Let Advisors today.
Let to Buy
What’s the difference between Buy to Let and Let to Buy?
Let to Buy can be a great option for somebody that is looking to rent their current property out and buy another. In a nutshell the concept is to remortgage the property you already own and release some of the equity to purchase the next. Your current property will switch over to a Buy to Let Mortgage and will then be available to rent out.
Let to Buy is a popular option with couples that both own properties and wish to move in together without selling either property.
Stewart Financial Maidstone
65 High Street, Maidstone,
ME14 1SR
01622 278092
mortgages@stewartfinancial.co.uk
Stewart Financial Ashford
21 Cedar Parade, Ashford
TN23 3TE
01233 234875
mortgages@stewartfinancial.co.uk
Stewart Financial Folkestone
93 Sandgate Rd, Folkestone,
CT20 2BQ
01303 210343
mortgages@stewartfinancial.co.uk
Stewart Financial Tenterden
102 High St, Tenterden,
TN30 6HT
01580 392102
mortgages@stewartfinancial.co.uk
Stewart Financial Hythe
156B High St, Hythe,
CT21 5JU
01303 720724
mortgages@stewartfinancial.co.uk
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
*We do not charge for our advice, however there will be an administration fee of £399 payable on completion of your mortgage. If your mortgage does not go ahead for any reason you will not be charged a fee.
Stewart Financial is a trading style of Stewart Financial Solutions Ltd who is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct Authority under Number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
Registered Address: Stewart Financial, 21 Cedar Parade, Ashford, Kent, TN23 3TE. Registered in England and Wales under number 05514279.
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).
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