Life Insurance is one of those essentials, that we all hope will never be needed. Put simply it’s a type of insurance contract which pays out a lump sum to your dependants should you pass away during the term of the contract. The cost of a policy is determined by a number of factors including your age, health and lifestyle.
At present Life Insurance isn’t a legal requirement such as insuring your vehicle and therefore sometimes it doesn’t come onto the radar until purchasing a property. When comparing different types of Life Insurances, it’s vital to make sure a you seek the right advice before making any decisions.
A common misconception is that Life Insurance can be expensive, however in most cases it proves to be more affordable than Vehicle or Home Insurance.
Frequent questions we are asked:
What is Level Term Life Insurance?
What does Level Term Life Insurance cover?
Can you add Critical Illness cover to Level Term Life Insurance?
What’s the difference between single and joint Life Insurance?
Why take out Decreasing Life Insurance?
To find out what type of Life Insurance suits you best, please get in contact today.